This is the proposed model we will be implementing for assigning categories to transactions.

Let us know what you think? What's missing? Or what's plainly wrong?

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Bank services
> ATM fee
> Bank costs
> Credit card fee
> Loans
> Interest
> Bank services (other)

Cash

Payment services
> Credit card payment
> Paypal
> Payment services (other)

Children
> Babysitting and daycare
> Children pocket money
> Children recreational activities
> Children products
> Children clothing
> Children toys
> Children (other)

Communication
> Internet
> Phone
> Phone and Internet
> Phone, Internet and TV
> TV
> Communication (other)

Fines

Food and drinks
> Alcohol
> Coffee shops
> Bakeries
> Groceries
> Fast food
> Restaurants and bars
> Food and drinks (other)

Health and Beauty
> Fitness
> Health and beauty products
> Spa and massages
> Hair and beauty services
> Health and Beauty (other)

Healthcare
> Doctors and hospital
> Dentist
> Glasses and Optometrist
> Health supplies
> Pharmacy and drugs
> Weight loss services
> Health care (other)

Home
> Construction
> Electrical appliances
> Electricity
> Electricity and gas
> Furniture
> Garden
> Gas
> Home cleaning and care
> Home improvement and repairs
> Home security
> Interior
> Laundry
> Mortgage
> Rent
> Storage
> Water
> Home (other)

Income
> Alimony
> Cashback
> Child support
> Inheritance
> Paycheck
> Reimbursement
> Rental income
> Social security income
> Income (other)

Information and education
> Education fees
> School and book fees
> Information and education (other)

Insurance
> Car insurance
> Home insurance
> Personal and family insurance
> Insurance (other)

Mobility
> Car
> Carwash
> Car maintenance
> Cycling
> Gas and fuel
> Parking
> Public transport
> Shared mobility
> Taxi
> Mobility (other)

Pets
> Pet Supplies
> Pets (other)

Savings and investments
> Emergency fund
> Kids savings
> Regular savings
> Investments
> Retirement savings
> Savings and investments (other)

Shopping and services

> Charity
> Clothing and accessories
> Electronics, computers and software
> Jewelry
> Media, music and games
> Newspapers and magazines
> Books
> Parties and celebrations
> Photography
> Postage and deliveries
> Sport equipment
> Stationary
> Shopping and services (other)

Tax
> Municipality tax
> Income tax
> Tax (other)

Travel and leisure
> Arts and crafts
> Associations
> Entertainment and night-life
> Events
> Flights
> Hotels and campsites
> Leisure activities
> Lotteries and bets
> Movies
> Music and Instruments
> Sport activities
> Travel and leisure (other)

Unknown

I would like to add my BNP Paribas Fortis, Fintro and Hello Bank accounts into Cake.

Note (from Cake): This interface is in testing. Unfortunately we have no insight into the planning of the banks at this time being. It's unclear when we have an interface that meets the basic quality standards so we can integrate and support these accounts. It can be tomorrow, next week or even next month...

We test interfaces on a daily basis, and also report all shortcomings bank to the technical teams of the banks. Together with other FinTech players in the market, we have launched an interest group to join forces and to quickly improve the existing: https://www.a78.be/.

We advise you to already add these accounts in Cake (if you add them, we will store them in a "disconnected" state). This will enable us to send an update via the app (using a push notification), as soon as we have an update.

I would like Cake to exclude transfers between my own accounts. If I transfer money between two of my own accounts, I don't want this transfer to be counted as either income or spending.

Note (from Cake): This has been implemented, but there are two conditions to take into account:
* You need to store all your accounts in Cake (they don't even have to be connected and synchronizing). This is the way to tell Cake that these are all your accounts, and excludes them from income or spending totals.
* We have noticed that some banks currently don't always share all bank account numbers in the transfers. If this data is not available, Cake can not assess that this is an internal transfer. We are working with the banks that have this issue to ensure they correct this.

I have this situation where I paid something for a friend (he forgot his wallet), after which he reimbursed me (PayConiq; luckily he is glued to his smartphone).

So I have two transactions: an outgoing payment at a shop, and some incoming cash.

I want to ignore the shopping bill, because it's not part of my normal spending, and I feel 'income > reimbursement' doesn't quite cover the incoming cash either.

My suggestion:
* Either be able to mark transactions as "to be ignored"
* Or add a "Friends" category, with subcategories "Paid something for a friend" and "Reimbursement from a friend" or something like that. These transactions would basically also be ignored.

The "Friends" option would provide a nice side-effect, like being able to check if you still need to ask for some money back.

Regards.

I would like transfers to (or from) my savings account not to be included in my spending (or income) totals.

Note: This has already been implemented. In order for this to work, you have to store your savings accounts in Cake. This way Cake knows that this is your savings account. We have written an extensive blog post on savings:

How to track your savings in Cake?
https://blog.cake.app/using-cake/how-to-track-your-savings/

• It seems that some banks are not sending us the account number in a transfer. In this case Cake can not detect the transfer. As a solution, you can categorize these transactions as "Savings and investments", "Regular savings".