I would like to experience Cake also on my desktop. As this has a bigger screen the overview of transactions and spending/earning/saving will be more visual.

I would like to use the Cake app to pay at store payment terminals. This would add convenience and make Cake a hub for everything related to finances.

It could be identical to services like Google Pay and Apple Pay. Ideally, users should have the option to choose the card when initialising the payment. Maybe it could even be integrated with Cake Rewards for purchases at partners.

By analysing my spending patterns for vacations (expenses, number of people, activities done on various categories), I want Cake to suggest me which destinations or types of trips would be relevant for me. For example, a trip with similar budget.

It could be linked to the feature of analysing insights for a specific activity.

I would like to be able to manually define the amount of months I still have to pay for a specific loan. This enables me to maintain a clear view on the number of payment months remaining for each loan.

I want to have biometric authentication enabled by default during the onboarding process, so I have a sense of security.

This will help me trust Cake and make me feel safe and protected. Currently, I have to enable this manually in settings.

We currently use Trooper to collect money for our schools' parent association (as many others do as well).
Currently, we are not having great results since most of the parents forget to go through the trooper website to "register" their purchase.

In an ideal world a collaboration between Trooper and Cake would be super, so that: As a user of Cake I can choose to donate my piece of the cake to my trooper association of choice.

I want Cake to reward me for sustainable/environmentally friendly behaviour in the app. This could be through the form of reward offers or other actions.

If you think this is interesting, feel free to add other ideas in the comments.

I want to share a referral hyperlink for people to download Cake, so I can get more referral rewards. This will allow people to get rewards without the need to share a phone number e.g. for bloggers or influencers.

I want to receive cashbacks when I buy a specific product from a Cake partner. This will allow me to save even more on my spending.

For example: Coca cola brings a new flavour to the market and decides to give a cashback when buying the product. This could be a partial or full cashback. Verification of the purchase would have to be done with receipts.

For reference: Scoupy does this in the Netherlands. https://scoupy.com/nl/

As a user, I want to set up a Cake account using phone number, so that I can use it for other features.

Advantages would be:
- automatic detection of SMS for verification
- use for payment feature
- use for syncing contacts

This would not require a separate password (when using verification SMS). Lastly, phone numbers are less prone to change compared to email addresses.

I want to input/calculate my real estate assets and debts, so I can keep track of my net worth.

By adding my savings accounts or defining the 'current balance' (fixed), I would be able to see my total net worth at a certain point in time.

Would be nice to spread single payments over a certain period of time, to get an idea of the real monthly costs. For example a yearly subscription shows an increase in the expense of the month of payment, while actually it's a cost spread over 12 months

Add bills to be paid and set reminders so that we don´t forget to pay them.
Another advantage is that you also can know then how much money you still have available for the running month.

I want Cake to connect to the Notion API, so I can be notified when a client invoice is paid.

I would like to review my long term income, spending or savings evolution. The period includes the entire transaction history that is available in Cake.

The following video has been shared as visual inspiration: https://youtu.be/QpZ0AzDcEOc

I would like to store promotion codes for online shopping or bar codes to use at the shops into Cake; for example at Booking.com, ICI Paris xl, Bol.com, etc.

I would like to share one of my bank account onto the Cake account of my partner. This would allow my partner to get a better overview of our family spending.

As a user, I would like to be able to personalize the icons for categories or merchants in Cake.

I would manually like to add transactions to my savings/investment accounts. * This also includes importing data sets (from csv, or xml files).

Since PSD2 doesn't include savings/investment accounts, it would be nice to have a way of manually adding transactions for my savings/investment accounts.