Settings and activity

  1. 13 votes

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    Peter commented  · 

    In the spending insights, I would like to be able to track the spending of a single merchant; selecting a merchant and review the evolution of the spending.

    Note: This insight is already available in the detailed transaction screen.

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    Peter commented  · 

    I would like to review the fees my bank charged me. The update should include the total amount of fees the bank charged in the current month.

  2. 81 votes

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    Peter commented  · 

    This feature is available on the "Insights" tab, under the "Spending" filter. Cake currently offers "Top category spending" and "Top merchant spending" insights.

    The initial version of these insights only provides a monthly view. We are however working on the ability to switch these insights between a monthly and a yearly view. You can follow the progress of this improvement here: https://feedback.cake.app/forums/924664-open-roadmap-cake/suggestions/41670913-show-me-yearly-insights

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  3. 7 votes

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  4. 65 votes

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    Your Cake app is getting better! 🙌

    As part of our improved insights, we will introduce a simple pie chart to view your spending by category. 🎂

    Combined with other features such as new timeframes or insights for specific categories, you will now be able to understand, control and improve your finances more than ever! 🍰

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    Peter commented  · 

    We're currently working on introducing an additional filter for the "spending compare" feature.

    We will introduce "budgets" in a separate release (later), but the goal is to use the same design principle.

    Our main goal is to first introduce our users to a simple view, and allowing the user to activate different overlays of complexity: average, benchmark, budget.

  5. 4 votes

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    Peter commented  · 

    I would like to review the feedback history for each transaction. The goal is to provide a clear overview of the changes introduced in the merchant, category or place feedback. I would for example be able to revert to a previous change.

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  6. 10 votes

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  7. 113 votes

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    Peter commented  · 

    As most banks are now moving to interfaces that provide us multiple months of data, we're moving this up in the planning.

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    Peter commented  · 

    Each year, I would like to get a crisp update of the total earnings I received using Cake. This overview shouldn't include the individual earnings, but easily allow me to review them. I would like to receive this update at the beginning of the year.

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    Peter commented  · 

    Each year, I would like to get a crisp update on how much money I've saved across all my accounts. This yearly overview shouldn't include the individual transactions, but easily allow me to review them.

    I would always like to receive this update at the beginning of a new year. If I haven't saved anything, I would still like to receive this update.

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    Peter commented  · 

    Each year, I would like to get a crisp update of my cashflow. This is simply my income minus my spending, and this for the previous year. The cashflow will let me know if I'm spending more (or less) than received across all my bank accounts.

    I would always like to receive this update at the beginning of a new year. This yearly overview shouldn't include the individual transactions, but easily allow me to review them.

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  8. 142 votes

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    Peter commented  · 

    The "Summary since last paycheck" insight has already been designed. We're currently preparing the technical design.

    Cake will try to identify your "pay day". As a user, you will however be able to define this yourself.

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    Peter commented  · 

    Since my last pay check, I would like to get a crisp update of my cashflow.

    This is simply my income minus my spending, and this since my last pay check (for the previous month). The cashflow will let me know how if I'm spending more (or less) than received across all my bank accounts.

    I would always like to receive this update at the beginning of a new month. This monthly overview shouldn't include the individual transactions, but easily allow me to review them.

    Note (from Cake): This is similar to the "Summary for {Month}" on the main screen. It's specifically for the people who receive they pay check at the end of the month.

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  9. 155 votes

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    Planned  ·  Peter responded

    The European Bank Authority (EBA) has clarified to the banks that access to credit cards should be provided under the existing PSD2 legislation.

    We’re expecting the first banks to start providing access the credit cards in early 2022.

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    Peter commented  · 

    The European Bank Authority has clarified that the banks have to allow customers to connect their credit card with Trusted Third Parties (TPPs) like Cake. We are expecting the first interface in early 2021.

    Once these are available, we will be able to enrich and categorize the individual transactions on your credit cards.

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  10. 57 votes

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    Peter commented  · 

    I would like to review my running subscriptions. The period can be changed to visualize the evolution of my subscriptions.

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    Peter commented  · 

    I would like to review the evolution my subscription spending in a specific period. The period can be changed to visualize my subscription spending evolution on a monthly or yearly basis.

    Note: The difference between recurring payments and subscriptions is simple. If you can easily cancel the service (for example Netflix or Spotify), we consider it a subscription. If you can’t, we consider it a recurring payment (for example your rent, or your electricity bill).

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    Peter commented  · 

    I would like Cake to monitor my subscriptions. I would like to easily manage my subscriptions (for example cancelling a subscription).

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    Peter commented  · 

    I would like to review the total of my subscriptions. The list could include whatever service I am subscribing to; television, music streaming, storage in the cloud, apps, Internet services, cooking, gaming…

    Note: The difference between recurring payments and subscriptions is simple. If you can easily cancel the service (for example Netflix or Spotify), we consider it as a subscription. If you can’t, we consider it a recurring payment (for example your rent or your electricity bill).

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  11. 36 votes

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  12. 14 votes

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    Peter commented  · 

    I would like to initiate a payment transfer for any bank account I connected in the Cake app.

    Note: We have already enabled this feature using the "Preview Program" (under "Settings"). As only a limited number of banks currently support this functionality, we are using the preview program to collect feedback and share this with the banks.

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  13. 7 votes

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  14. 48 votes

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    Peter commented  · 

    I would like to attach a receipt to a transaction. This would allow me to store important receipts to my transaction (for example, as a proof of warranty).

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  15. 57 votes

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    Peter commented  · 

    I would like to be able to search for any information available in Cake; merchants, categories, places, transactions, insights, annotations, receipts, tags, etc.

    It should additionally be possible to define the scope of my search; for example only search for a specific merchants, and display all transactions related to this merchant.

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  16. 5 votes

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    Peter commented  · 

    I would like to review my spending summary in the header of the journal; using either a
    "Spending summary for {month}" or a "Spending summary since last paycheck" widget.

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    Peter commented  · 

    I would like to review my income summary in the header of the journal; using either a "Income summary for {month}" or a "Income summary since last paycheck" widget.

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    Peter commented  · 

    I would like to review my savings summary in the header of the journal; using either a "Savings summary for {month}" or a "Savings summary since last paycheck" widget.

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  17. 4 votes

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    Peter commented  · 

    At the beginning of each new week, I would like to receive a push notification that summarizes the previous week in terms of income, spending and saving.

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  18. 6 votes

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    Peter commented  · 

    I would like to see the credentials I use to login into my Cake account. The information should include the account type (Apple, Facebook, Google or e-mail/password), and the login address.

  19. 62 votes

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    Peter commented  · 

    I would like to be able to exclude individual transactions from the income, spending or saving calculations.

  20. 20 votes

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    Peter commented  · 

    I would like to select the bank account where I receive the monthly Cake rewards.

    Note (from Cake): The monthly reward is currently being paid on the account that has been connected to Cake the longest.

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